Term Life Insurance can be an affordable way to help protect your family’s financial security if something happens to you. It pays a benefit in the event of the death of the insured during a specified term. Premiums are fixed over the course of the term and based on factors such as your age at the time you take out the policy, your overall health, gender and amount of coverage desired.

Up to $1,000,000 of life insurance coverage is available to most Texas Bar members through this member group term life plan. Full-time employees (30 hours or more per week) of law firms domiciled in Texas are also eligible to participate in the life insurance plans, however, the maximum benefit amount for employees is limited to $100,000 and may not exceed 4 times their annual earnings. Insured members and employees can also cover their eligible dependents under the life plans. Eligible dependents include the spouse/domestic partner, dependent children at least 14 days of age, but less than 26 years of age.


All applicants will need to Apply Online or complete a Prudential Application Form. Approval process takes approximately 30 days, depending upon additional information requested by The Prudential Insurance Company of America.

Return the completed application to:

Member Benefits
7645 Gate Parkway, Suite 101
Jacksonville, FL 32256

Toll-Free: 1-800-282-8626
FAX: (904) 396-2091


Coverage amounts under the Member Life Plan for Texas Bar Members are in increments of $100,000. The maximum coverage amount is $1,000,000.

Coverage amounts under the Employee Life Plan are in increments of $10,000. Maximum amount: the lesser of (1) and (2): (1) 400% of your annual earnings (2) $100,000.

Coverage amounts for your eligible dependents are as follows:

Spouse/domestic partner – A multiple of $10,000 – maximum $250,000
Each child – A multiple of $2,000 – maximum $10,000 
 (each child must be covered for the same benefit amount.)

The amount of insurance for a dependent may not exceed 50% of your amount of insurance.



All members of the State Bar of Texas are eligible for the Member Life Plan.

Employer Life Plan

All full-time employees (30 hours or more per week) of an “Eligible Employer Unit.” An “Eligible Employer Unit” is a sole proprietorship, partnership or corporation engaged primarily in the practice of law with at least one full-time employee who is not a member of the State Bar of Texas.

Eligible Dependents

Spouse/domestic partner and dependent children from live birth to less than 26 years of age. Children include legally adopted children, step-children and foster children who depend on the attorney/employee for support and maintenance. Children also include grandchildren if they are considered dependents for federal income tax purposes.

As a benefit of your State Bar of Texas membership, you will receive a subscription to TELADOC at no cost to you, when you purchase any product through the Texas Bar Private Insurance Exchange.*   LEARN MORE >

This is not a complete description of the plan. For additional information including benefits, limitations and exclusions contact the Trust Office for a brochure. After you enroll, you will be issued a Group Insurance Certificate describing your coverage in greater detail. The complete terms of the coverage will be governed by the group insurance contract issued to the State Bar of Texas Insurance Trust by the carrier.

The Group Term Life Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.  The Booklet Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.  CA COA #1179, NAIC #68241

0210176-00004-00                                                                      445966

* Teladoc is an independent company that provides telephonic physician services and does not provide Prudential products or services. Teladoc is solely responsible for the service provided.