News

21
Sep

Is Your Emergency Fund Ready?

Emergencies are unpredictable, but the money you set aside to cover unexpected expenses (usually big ones) can help. Along with paying off debt, an emergency fund should come before other financial goals like saving for a down payment on a home, funding your child’s future college, and even investing for your retirement. Planning Ahead Conventional …

31
Aug

Changes Coming to Medicare Benefits in 2021

Like health insurance benefits, Medicare benefits can also change from year to year. Most of these changes tend to be minor, but for seniors who may be living on a fixed income it’s important to factor any Medicare rate changes into your budget planning. So what can Medicare enrollees expect in the coming year? New …

17
Aug

When is the Right Time to Evaluate Your Life Insurance Coverage?

Are you one of the millions of Americans who are underinsured?* Think about it. That policy you bought years ago or only have through your employer might not adequately address your current needs and lifestyle. It’s important to review your policy every so often to help make sure your loved ones are protected financially. 4 …

3
Aug

Two Reasons to Check Your LTD Plan

It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. Here are two big reasons to consider this coverage: Reason #1: …

6
Jul

My Pet Ran Away, What Do I Do?

One of the scariest situations anyone can face is a missing pet. The good news is, when a pet runs away, they seldom go very far – which makes it more likely to reunite with them. According to a 2012 study, 59% of lost cats and 20% of lost dogs return home on their own …

1
Jun

A Smile Has More Power Than You Think

The act of smiling is part of a universal language that everyone understands. When someone cries, they are sad or hurt; when someone laughs, they felt something was funny; and when someone smiles, they are happy or being friendly. No matter where you are in the world, a smile will always be welcomed and understood. …

26
May

3 Tips to Help Avoid a Disability Diagnosis

With rising medical costs and a lack of emergency savings, many Americans are at risk of financial difficulty if they miss work due to illness, injury, or pregnancy. This is why it’s more important than ever to prepare for the unexpected. One way to prevent disabilities caused by illness is through early diagnosis and treatment.1 …

4
May

How to Minimize Your Long-Term Care Risk

Watching a loved one struggle with living independently in their old age is hard — being the one struggling must be even harder. Activities of Daily Living (ADLs) are used as a way of determining a person’s ability to live independently or see if they need help. That help can range from a family member …

23
Mar

Group Health Coverage Basics for Small Firms

Offering health insurance to your employees may sound like an overwhelming process — but it doesn’t need to be. Once you’ve identified your firm’s needs and know the basics of group health insurance, the rest is easy. So, what do you need to know first? What’s the difference between group and individual health plans? According …

Page 1 of 18