The State Bar of Texas Member Group plan offers several disability insurance plans that will enable you to build a solution that fits your individual needs. For attorneys, these plans also include benefits for periods of partial disability. (Partial disability coverage does not include requirements that claimants demonstrate any period of total disability to qualify for benefits.)
Monthly benefit amounts are available in $100 increments subject to a minimum of $300 and a maximum of $15,000. The maximum benefit amount for individuals over age 64 is $2,000. The monthly benefit including may not exceed 66.67% of your monthly earnings.
You will be considered totally disabled if, as the result of a covered accident or illness, you meet all of the following criteria:
An optional cost of living adjustment benefit is available under select plans which provides for an automatic increase of 6% in the monthly benefit amount after 12 consecutive months of benefits have been payable. There are a maximum of 8 such annual increases available under the plan.
The plan also includes a survivor benefit which provides a one sum payment to your spouse or children if you should die while receiving benefits.
The amount of the payment is the lesser of:
Return the completed form to:
7645 Gate Parkway, Suite 101
Jacksonville, FL 32256
or fax to 904-396-2091
This is not a complete description of the plan. For additional information including benefits, limitations and exclusions contact Member Benefits for a brochure. After you enroll, you will be issued a Group Insurance Certificate describing your coverage in greater detail. The complete terms of the coverage will be governed by the group insurance contract issued to the State Bar of Texas Insurance Trust by the carrier.
The Group Long Term Disability coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. CA COA #1179 NAIC # 68241.