You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy). Long-term disabilities can range from something as common as arthritis to something as serious as cancer or as life-changing as Alzheimer’s. This coverage can help pay credit card bills, the mortgage, college tuition, and more if you’re unable to work because of a disability. Also, your LTD coverage continues even if you change jobs, as long as your State Bar membership remains in good standing.