Like health insurance benefits, Medicare benefits can also change from year to year. Most of these changes tend to be minor, but for seniors who may be living on a fixed income it’s important to factor any Medicare rate changes…
Are you one of the millions of Americans who are underinsured?* Think about it. That policy you bought years ago or only have through your employer might not adequately address your current needs and lifestyle. It’s important to review your…
It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the…
One of the scariest situations anyone can face is a missing pet. The good news is, when a pet runs away, they seldom go very far – which makes it more likely to reunite with them. According to a 2012…
Not knowing where to go when you or your child gets sick can be terrifying. Your family doctor may not always be available when you need them, but your circumstances may not be severe enough to warrant a trip to…
The act of smiling is part of a universal language that everyone understands. When someone cries, they are sad or hurt; when someone laughs, they felt something was funny; and when someone smiles, they are happy or being friendly. No…
With rising medical costs and a lack of emergency savings, many Americans are at risk of financial difficulty if they miss work due to illness, injury, or pregnancy. This is why it’s more important than ever to prepare for the…
Watching a loved one struggle with living independently in their old age is hard — being the one struggling must be even harder. Activities of Daily Living (ADLs) are used as a way of determining a person’s ability to live…
Offering health insurance to your employees may sound like an overwhelming process — but it doesn’t need to be. Once you’ve identified your firm’s needs and know the basics of group health insurance, the rest is easy. So, what do…
If something happened to you, would your loved ones be in a tough spot without your income? It may be difficult to consider that scenario, but life insurance is a way to help ensure your family will stay financially afloat…