You might be surprised to learn that accidents are the third leading cause of death in the US, behind heart disease and cancer.1 Aside from the tragic human toll these losses take on surviving loved ones, the financial stress of the resulting loss of income for families following the death of a breadwinner can take its own toll.
Accidental Death & Dismemberment (AD&D) insurance can be an important tool for providing added peace of mind, and for helping to ensure your family’s financial wellness in the event of a fatal or non-fatal accident.
While life insurance and AD&D insurance are similar in that they provide payouts to designated beneficiaries in the event of death, AD&D insurance differs in that it provides support should you suffer a life-changing injury that could impact your ability to provide for loved ones. Such accidents could involve the loss of a limb, a hand, foot, sight in one eye, speech, or hearing, among others.
As a valuable benefit of your membership, the Texas Bar Private Insurance Exchange offers affordable AD&D insurance. As a member, you also qualify to receive $10,000 of basic AD&D insurance at no cost to you.2 What’s more, you can choose to receive $100,000, $250,000 or $500,000 of additional optional AD&D coverage for a very competitive price. Acceptance is also guaranteed — there are no medical exams or questions.
Contact us to learn more about this product. Our team of benefits counselors is standing by to help guide you to a plan that best suits your unique needs.
1 “Deaths: Leading Causes for 2017”, National Vital Statistics Reports, Volume 68, Number 6, CDC
2 Basic AD&D coverage is provided by the State Bar of Texas Private Insurance Trust on a complimentary basis and may be discontinued at any time at the discretion of the Trust.
Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.