Welcome to the Texas Bar Private Insurance Exchange

Individuals & Families

The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members and their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more.

Employer Groups (below 5)

As a small employer group, chances are you fall into one of the following predicaments:

  • You provide a small group health plan for employees and the cost keeps getting higher and higher each year.
  • Costs are too high. You don’t offer group coverage, telling your employees to fend for themselves.

Either way, there’s a new alternative. Under the Affordable Care Act, businesses with fewer than 50 full-time equivalent employees will not be penalized for not providing group health insurance to their employees. An alternative concept to offering group insurance is for small employers to provide a way for their employees to purchase their own individual coverage on the public or private exchange.

Beginning with effective dates of January 1, 2014 and thereafter, all health insurance plans available through the exchange cant turn you or your employees down or charge you more because you are sick or have a health condition. So you don’t have to worry about one of your employees being denied coverage.

Private Health Exchange for 5+ EE Employer Groups

Just as every employee is unique, so are their benefit needs. Employers now have a way to address the different requirements of each employee, while also managing the company’s bottom line. That means cost control and predictability for the employer, and greater  involvement and choice for the employee.

Employers create a private exchange account, choose the benefit plan options to make available, set up a defined contribution strategy, and allow employees to shop for their own benefits.

Request a Quote and we’ll give you an analysis and cost breakdown of how the private exchange might work for you and your employees.

Decision Support Tools for Employee Enrollments

Shop for plans now.

Seeking health insurance?

Latest Posts

07
Sep

Choosing a Health Plan for 2015…What to know (and do) now

Choosing a Health Plan for 2015…What to know (and do) now The national open-enrollment period for health insurance coverage for 2015 is Nov. 15, 2014 through Feb. 15, 2015. During this period, insurance carriers offering coverage must guarantee acceptance into Affordable Care Act (ACA)-compliant health insurance plans without limitations on pre-existing conditions. If you...
07
Mar

Not satisfied with your health insurance plan?

Members may change plans during open enrollment, which is scheduled to close on March 31, 2014. Annual open enrollment is scheduled to close on March 31, 2014. We’d like to remind you to apply for coverage or if you’ve already secured coverage and want to make changes to your plan, you’ll need to do...
07
Mar

Video: Employee Enrollment Decision Support

A short video on our decision support tools built into our employer solutions for groups of 5 or more employees.
07
Mar

Video: Employer Solutions - Texas Bar Private Insurance Exchange

A quick video about the Employer Solutions and defined contribution in the Texas Bar Private Insurance Exchange.