Archives

29
Jul

The Wider Role of Life Insurance in Our Society

Life insurance has long served as a crucial financial safety net for families and households experiencing the loss of a loved one. In 2016, the life insurance industry paid out over $100 billion to beneficiaries—more than twice as much as in 2001.1 These death benefit payments to beneficiaries often provide a vital lifeline at a …

3
Jun

6 Ways to Use the Power of Life Insurance

The bottom line: When you die, life insurance provides money to the people who depend on you. It can also do much more. So, how do you know which type of policy to choose for a particular need you may have? There are two main types of life insurance policies: Term Policies: For short-term needs, …

11
Mar

The Difference Between AD&D and Term Life Insurance

Whether talking about a good book, a movie, or their own lives, no one ever likes to think about the end. But there comes a point in our lives when we start to consider the one thing we love to think about: our families. The simple truth is that your family has come to depend …

21
Jun

When To Reassess Your Life Insurance Needs

When it comes to Life Insurance, there is no one-size-fits-all. Like Health Insurance, your desired coverage amount can change depending on your unique circumstances. What works for you now, may not work for you five to 10 years from now, and as your life changes, so do your needs. No One Can Predict The Future …

20
Jun

Is Term Life Insurance Right for You?

According to a recent study done by LIMRA’s Life Insurance Barometer, roughly 85 percent of people in this country believe that they need at least some form of life insurance coverage and yet, only 62 percent actually have it. But then the question becomes, what form of life insurance is right for you and your …

22
Aug

The Basics of Life Insurance

Life Insurance is typically a fundamental part of a family’s financial portfolio. Despite its importance, many Americans are still not covered. The number one reason people cite not buying life insurance is due to perceived cost. Yet, 80% of Americans overestimate the cost by more than 2x.*

8
Sep

How Much Life Insurance Do You Really Need?

How much life insurance do you really need? You might be surprised at the answer.

23
Jun

4 Questions to Ask When Purchasing Term Life Insurance

Ready to buy term life insurance? Here are 4 questions you need to ask about your new policy.